You do not need to feel ready. You need real numbers, a deadline, and daily momentum.

This is the planner I built for the version of me who wanted out and had no idea whether the math worked. It does the math for you, gives you a dated six-month exit plan, and makes sure no day goes by at zero percent.

Two files. One printable and fillable PDF planner, and one Excel workbook that calculates everything automatically.

WHAT YOU GET

- 27-page fillable PDF planner. Every line, box and checkbox is a real form field, so you can type into it on any device. Also built to print beautifully.

- 10-tab Excel workbook. Type into the orange cells; the white cells do the math.

292 built-in formulas. Works in Excel, Google Sheets and Numbers.

- READ ME FIRST guide with device-by-device instructions.

- Instant download. Nothing is shipped.

THE FIVE THINGS THIS PLANNER DOES

1. THE BIG FOUR CALCULATOR Savings, debt, income and expenses in one place. It tells you your true monthly burn rate, exactly how many months of runway you have, and what your real gap is. Not a guess. A number.

2. YOUR MINIMUM VIABLE INCOME The single most useful number in the whole planner. It calculates the least you actually need to earn per month once taxes and a safety buffer are accounted for. Most people quote themselves a number that is far too high and scare themselves out of leaving.

3. THE GREEN-LIGHT RULE Three conditions that have to be true before you resign. The workbook watches all three and tells you GREEN LIGHT, ALMOST, or NOT YET. You quit on a number, not on a feeling.

4. THE 6-MONTH EXIT TIMELINE 42 milestones across six themed months, from Month 1 Foundation to Month 6 Launch. Each one has a status you set and a date you own.

5. NO 0% DAYS TRACKER Twelve weeks of daily momentum. Fifteen minutes counts. The tracker scores your week and shows your streak. This is the sheet that carries you through the months when nothing feels like it is working.

Plus: a 1-year lifestyle vision map, a fear inventory that names what is actually stopping you, a side-hustle task priority matrix that scores every task so you always know what to do with the ninety minutes you have tonight, a debt payoff planner that ranks your accounts and gives you a debt-free date, and a monthly tracker so you can see the trend line instead of the panic.

BUILT FOR PEOPLE WHO STILL HAVE A JOB

Every part of this assumes you are tired, employed, and working on this at 9pm. The task matrix is designed around small windows of time. The tracker is built so fifteen honest minutes counts as a win. Nothing here requires you to have already quit.

HOW TO USE THE FILES

On a computer: open the PDF in Adobe Acrobat Reader (free) or Preview on Mac and type into any field. Open the workbook in Excel, Google Sheets, or Numbers.

On an iPad or iPhone: open the PDF in Adobe Acrobat Reader, not Apple Books. Books cannot fill in forms. For the workbook, upload it to Google Drive and open it in the free Google Sheets app, or use Numbers. The free Excel app opens files read-only on larger iPads unless you have a Microsoft 365 subscription.

On Android: Adobe Acrobat Reader for the PDF, Google Sheets for the workbook.

Printing: print the whole PDF, or just the pages you want. The weekly tracker is designed to be reprinted twelve times.

Full instructions are in the READ ME FIRST file included with your download.

IMPORTANT

This is an instant digital download. No physical product will be shipped.

Because of the nature of digital files, all sales are final and non-refundable.

If a file will not open or work correctly, message me and I will fix it.

Personal use only. You may print unlimited copies for yourself. You may not resell, share, redistribute or rebrand these files, or use them as the basis for a product of your own.

Coaching clients, teaching a cohort, or rolling this out to a team? There is a Coach & Team License version of this planner in my shop that permits you to give it to up to 25 clients a year.

This is an educational planning tool. It is not financial, legal, tax or employment advice. Please consult a licensed professional before making decisions about employment, debt, insurance or taxes.

(c) 2026 Starting Scared, Portland, Oregon. All rights reserved.

Start scared. Start anyway.

COMMON QUESTIONS

What am I actually buying? The same planner and workbook a personal buyer gets, plus written permission to give those files to the people you work with, plus a certificate of license for your records. You are buying the right to use it commercially with clients, not the right to resell it.

How many clients does one license cover, and does it renew? Up to 25 individuals per calendar year. The seat count resets each January. Your license itself is perpetual and never expires, and each person you give it to keeps their copy permanently.

Can I include it in my paid course or program? Yes. You can include it