Monthly Money Kit

The Monthly Money Kit

**Your money isn't missing. It's just leaving without telling you where it went.**

Bills, groceries, kids, subscriptions you forgot existed. Somehow payday was three days ago and your bank account is already giving you attitude.

Created by a full-time working mom of two navigating life after divorce, The Monthly Money Kit helps you figure out where your money is going, stay ahead of bills, and actually make progress on your financial goals.

No 40-tab spreadsheets. No lectures about your coffee habit. Just a realistic system for managing your money.

**24 fillable pages. Five simple steps. One less thing to stress about.**

WHAT'S INSIDE

1. Know What's Coming In**

- Month-at-a-glance financial overview

- Paycheck tracker

- Monthly income and budget planner

- Your five key monthly numbers

2. Get Your Bills Under Control**

- Monthly bill calendar

- Bills due checklist

- Fixed and variable expense tracking

- See which weeks your bank account needs a little extra supervision

3. Find Out Where Your Money Goes**

- Every Dollar Has a Job worksheet

- Two spending log pages

- Weekly spending totals

- Planned vs. actual spending by category

- No-spend tracker (because apparently Target isn't a personality trait)

4. Tackle Debt & Build Savings**

- Debt inventory worksheet

- Debt payoff tracker using the smallest-balance-first method

- 12-month payoff progress tracker

- Savings goals planner

- Sinking funds for those expenses that aren't actually surprises anymore

5. Keep Your Money on Track**

- Weekly money check-ins

- Monthly money review

- Next-month setup worksheet

- A simple routine to adjust when life doesn't go according to plan

**BONUS: Filled-In Examples**

- Completed monthly budget

- Sample debt payoff tracker

- Realistic examples so you know exactly where to start

THE DETAILS

- 24-page fillable PDF

- US Letter size (8.5" × 11")

- Type directly into the fields or print and write

- Instant digital download

- Reusable every month

- Works on computers, tablets, or printed pages

HOW TO USE IT

Have 20 minutes?** Start with your income, bills, and spending plan.

Have an hour?** Work through all five steps and set yourself up for the month.

Check in weekly, review monthly, and adjust as needed.

No guilt. No financial perfection required. Just knowing your numbers and making better decisions with the money you have.

**iPad users:** Open in the free Adobe Acrobat app to type into the fields, or import into GoodNotes to handwrite with your Apple Pencil.

**Your money. Your plan. Your rules.**

Because checking your bank account shouldn't require emotional preparation.

*Disclaimer: This kit is an organizational tool only and does not provide financial, investment, or legal advice.*